Don't have one yet?
Personal accident insurance is invaluable when it comes to children and teens. Young children up to the age of three are not protected under statutory accident insurance regulations. Older children and teens are only insured while at school or nursery and when travelling there and back.
Personal accident insurance also provides valuable protection for stay-at-home-parents, unemployed and self-employed, all of which are excluded from statutory health and safety insurance scheme, which also only covers employees on their way to and from work and while working.
We, your Sparkasse, use cookies that are essential to providing access to our website. If you consent to the use of cookies, we will use additional, non-essential cookies in order to process information on your use of our website for analytical (e.g. to measure reach) and marketing purposes (e.g. to personalise content). As part of this, Google may also provide us with additional data. We also use cookies to assign visitors to specific target groups and provide these target groups to Google for advertising campaigns. For more detailed information about these cookies, please see our Privacy Statement. Cookie consent is optional and not required in order to use this website. To select the kind of additional cookies you are happy for us to use, please click on “Change settings”. You can also consent to the use of all additional cookies by clicking on “Agree”. You can withdraw your consent at any time or change your cookie settings by clicking on the “Change cookie settings” link at the bottom of each page. If you click on “Decline”, we will not use any additional cookies.